.hiw{background:#fff;flex-direction:column;min-height:100vh;display:flex}.hiw .hero{color:#fff;text-align:center;background:linear-gradient(160deg,#04264d 0%,#0a57a8 55%,#0080ee 130%);padding:64px 24px 56px;position:relative;overflow:hidden}.hiw .hero:after{content:"";pointer-events:none;background:radial-gradient(60% 90% at 50% -30%,#7cc0f859 0%,#0000 65%);position:absolute;inset:0}.hiw .hero h1{font-family:var(--font-display);margin:0;font-size:60px;line-height:.9;position:relative}.hiw .hero p{color:#fffc;max-width:520px;margin:14px auto 0;font-size:15.5px;line-height:1.55;position:relative}.hiw .wrap{flex:1;width:100%;max-width:960px;margin:0 auto;padding:0 32px 64px}.hiw .snum{letter-spacing:3px;color:var(--color-primary);font-size:12px;font-weight:800}.hiw h2{font-family:var(--font-display);color:var(--color-ink);margin:6px 0 8px;font-size:38px}.hiw .slead{color:var(--color-muted);max-width:560px;margin:0 0 28px;font-size:14.5px;line-height:1.6}.hiw section{padding-top:56px;scroll-margin-top:76px}.hiw .steps3{grid-template-columns:repeat(3,1fr);gap:0;display:grid;position:relative}.hiw .steps3:before{content:"";background:repeating-linear-gradient(90deg, var(--color-line) 0 8px, transparent 8px 16px);height:2px;position:absolute;top:31px;left:16.66%;right:16.66%}.hiw .s3{text-align:center;padding:0 18px;position:relative}.hiw .s3 .ic{background:var(--color-primary-light);border:1px solid #bbddfa;border-radius:18px;place-items:center;width:62px;height:62px;margin:0 auto 14px;display:grid;position:relative}.hiw .s3 .n{background:var(--color-ink);color:#fff;border-radius:50%;place-items:center;width:22px;height:22px;font-size:11px;font-weight:900;display:grid;position:absolute;top:-7px;right:-7px}.hiw .s3 .t{color:var(--color-ink);font-size:15.5px;font-weight:900}.hiw .s3 .d{color:var(--color-muted);margin-top:6px;font-size:13px;line-height:1.6}.hiw .esc{background:linear-gradient(#f6f9fd 0%,#eff5fc 100%);border:1px solid #dce9f7;border-radius:20px;margin-top:8px;padding:34px 30px 26px}.hiw .flow{justify-content:space-between;align-items:center;gap:0;max-width:720px;margin:0 auto;display:flex}.hiw .node{text-align:center;width:150px}.hiw .node .nc{border:2px solid var(--color-line);background:#fff;border-radius:50%;place-items:center;width:74px;height:74px;margin:0 auto 10px;display:grid;position:relative}.hiw .node.mid .nc{border-color:var(--color-primary);width:92px;height:92px;animation:2.6s ease-in-out infinite escGlow}@keyframes escGlow{0%,to{box-shadow:0 12px 30px #0080ee2e,0 0 #0080ee47}50%{box-shadow:0 12px 34px #0080ee4d,0 0 0 14px #0080ee00}}@media (prefers-reduced-motion:reduce){.hiw .node.mid .nc{animation:none;box-shadow:0 12px 30px #0080ee2e}}.hiw .node .nt{color:var(--color-ink);font-size:13.5px;font-weight:900}.hiw .node .nd{color:var(--color-muted);margin-top:2px;font-size:11.5px;line-height:1.45}.hiw .arrow{background:repeating-linear-gradient(90deg,#9fc5ec 0 7px,#0000 7px 13px);flex:1;height:2px;margin:0 6px 44px;position:relative}.hiw .arrow:after{content:"";border:5px solid #0000;border-left-color:#9fc5ec;position:absolute;top:-4px;right:-1px}.hiw .arrow .al{letter-spacing:1px;color:#4e7fb4;white-space:nowrap;font-size:10.5px;font-weight:800;position:absolute;top:-24px;left:50%;transform:translate(-50%)}.hiw .escnote{color:#0a57a8;justify-content:center;align-items:center;gap:9px;margin-top:24px;font-size:13px;font-weight:700;display:flex}.hiw .tl{border:1px solid var(--color-line);border-radius:20px;margin-top:8px;overflow:hidden}.hiw .tlr{border-bottom:1px solid var(--color-line-faint);grid-template-columns:200px 1fr;display:grid}.hiw .tlr:last-child{border-bottom:none}.hiw .tll{background:var(--color-page);align-items:center;gap:12px;padding:20px 22px;display:flex}.hiw .tll .dot3{border-radius:50%;flex-shrink:0;place-items:center;width:34px;height:34px;display:grid}.hiw .tll .st{color:var(--color-ink);font-size:14px;font-weight:900}.hiw .tlv{color:var(--color-text);align-items:center;padding:20px 24px;font-size:13.5px;line-height:1.65;display:flex}.hiw .tlv span{display:block}.hiw .tlv b{color:var(--color-ink)}@media (max-width:860px){.hiw .steps3{grid-template-columns:1fr;gap:26px}.hiw .steps3:before{display:none}.hiw .flow{flex-direction:column;gap:18px}.hiw .arrow{background:repeating-linear-gradient(#9fc5ec 0 7px,#0000 7px 13px);flex:none;width:2px;height:34px;margin:0}.hiw .arrow:after{border:5px solid #0000;border-top-color:#9fc5ec;top:auto;bottom:-1px;right:-4px}.hiw .arrow .al{top:50%;left:18px;transform:translateY(-50%)}.hiw .tlr{grid-template-columns:1fr}.hiw .tll{background:0 0;padding-bottom:6px}.hiw .tlv{padding-top:4px}}.hiw .fees{grid-template-columns:1fr 1fr;gap:14px;margin-top:8px;display:grid}.hiw .feec{border:1px solid var(--color-line);background:#fff;border-radius:18px;padding:24px;position:relative;overflow:hidden}.hiw .feec:before{content:"";background:var(--color-primary);height:4px;position:absolute;top:0;left:0;right:0}.hiw .feec .big{font-family:var(--font-display);color:var(--color-ink);font-size:46px}.hiw .feec .t{letter-spacing:2px;color:var(--color-primary);margin-bottom:8px;font-size:12px;font-weight:800}.hiw .feec .d{color:var(--color-muted);font-size:13.5px;line-height:1.6}.hiw .feec .d b{color:var(--color-ink)}.hiw .cta{text-align:center;padding:56px 0 0}.hiw .cta .btn{white-space:nowrap;padding:15px 34px;font-size:16px}@media (max-width:760px){.hiw .fees{grid-template-columns:1fr}.hiw .hero h1{font-size:44px}.hiw .wrap{padding:0 20px 44px}}.hiw .hiw-btn{background:var(--color-primary);color:#fff;white-space:nowrap;cursor:pointer;border:none;border-radius:12px;justify-content:center;align-items:center;gap:8px;padding:15px 34px;font-size:16px;font-weight:800;text-decoration:none;transition:all .18s;display:inline-flex;box-shadow:0 2px 8px #0080ee2e}.hiw .hiw-btn:hover{background:var(--color-primary-dark);color:#fff;transform:translateY(-1px);box-shadow:0 8px 20px #0080ee4d}@media (max-width:440px){.hiw .hero h1,.hiw .feec .big{font-size:36px}}